Start Your Home Grant Journey
See what grants and assistance might be available for your situation
Not sure where to start with home grants? This quick quiz helps us understand your situation so we can point you in the right direction.
Find Your Utah Home Grant
Answer a few quick questions to discover which programs you may qualify for
Potential assistance ranging from $2,500 to $75,000
✓ Federal Programs
Programs like HomePossible (0% down option), National Down Payment Assistance, VA loans...
✓ State Programs
Programs like Utah Housing DPA (up to 6%), First-Time Homebuyer Assistance ($20K for new construction), Utah Home Start...
✓ Specialty Programs
Programs like HomeChoice (up to $75K for qualifying households with disabilities), American Dream Grant, Chenoa Fund, law enforcement grants, veteran grants...
🔒 Private Programs
Buy Utah Homes exclusive $2,500 grant (available statewide), plus additional private funding sources
Unlock to see full details
🔒 County & City Programs
Location-specific programs and additional funding opportunities
Unlock to see full details
UNLOCK YOUR COMPLETE RESULTS
Join 2,000+ Utah families who've accessed grant funding through our programs
Your personalized report includes:
- Our exclusive private grants ($2,500+)
- All federal, state & local programs in your area
- Access to funding: $2,500-$75K
- Personalized program matches
- Priority specialist review
Your Personalized Program Report
Good news! You may be eligible for multiple funding sources ranging from $2,500 to $75,000.
A program specialist may review your responses to confirm program availability and funding amounts.
Federal Programs
- • National Down Payment Assistance
- • HomePossible (0% down option)
- • VA loans
- • USDA Rural Housing loans
State Programs
- • Utah Housing DPA (up to 6%)
- • First-Time Homebuyer Assistance ($20K for new construction)
- • Utah Home Start
- • Score Loan DPA
Specialty Programs
- • HomeChoice (up to $75K for qualifying households with disabilities)
- • American Dream Grant
- • Chenoa Fund
- • Law enforcement grants
- • Veteran grants
Private Programs
- • Buy Utah Homes exclusive $2,500 grant (can be applied in almost any city statewide)
- • Wholesale lender rate reduction grant (selective private program - provides credit toward lower interest rate, saving hundreds per month)
- • Chenoa Fund
- • Private lender down payment assistance programs
- • Other non-government funding sources
READY TO GET STARTED?
Choose your next step to access these grant programs:
💡 Key Things to Know
Can I combine multiple grants?
Yes! You can often stack federal, state, and local programs. For example: Utah Housing DPA + Buy Utah Homes grant ($2,500) + your city grant. This maximizes your assistance.
Do I have to pay grants back?
It depends. Many grants are forgivable if you live in the home for 5-10 years. Others are deferred loans (0% interest, no monthly payments) paid back when you sell. Each program has different terms.
What if I'm not a first-time buyer?
You may still qualify if you haven't owned a home in the past 3 years, or if you're a displaced homemaker or single parent. Some programs have more flexible requirements.
How long does approval take?
Most programs take 2-4 weeks for full approval. Since many operate first-come, first-served with limited funding, applying early increases your chances of getting assistance.
What credit score do I need?
Most programs require 620-660+ credit score. FHA programs typically need 620+, while conventional programs may require 660-700+. Even with lower scores, some options may be available.