National Grant Program

Get up to $26,000 in Down Payment Assistance!

The National Grant Program offers down payment assistance (DPA) to help prospective homeowners purchase property with minimal upfront costs. This Empowered DPA program, provided by EPM Wholesale Mortgage, is accessible to Utah residents through a network of approved lending partners.

Homeownership: Within Your Reach

• Reduce or completely cover the needed down payment.
• Purchase your home by overcoming a major financial hurdle.

National Grant Program Details

National Grant Program:

• Forgivable grant funds for primary home purchase.
• Grant amounts can either be 2% or 3.5% of the purchase price.
• No second lien.
• Non occupant co-borrowers are allowed.

Eligibility Requirements:

• First time home buyer (haven’t owned a home for 3 years or more).
• Current or retired employee of a local, state, or federal government agency.
• Current or retired from the medical profession.
• Has ever served as an unpaid volunteer (PTA, coach, church, community, etc).
• Minimum credit score 620 preferred. Scores above 580 may be considered.
• Condo, Townhome, Single Family Home, Duplex are allowed.

Act now to see if the National Grant Program is right for you.

Apply for the National Grant Program, click on the Program Application link: