National Down Payment Assistance Program

Get up to $22,500 in Down Payment Assistance!

Dream of owning a home in Utah but struggling with the down payment? The National Down Payment Assistance Program might be your answer.

Your path to homeownership starts here!

  • This game-changing program offers home grants for both down payments and closing costs, making homeownership more available than ever.
  • Through our network of lender partners and the National Homebuyer’s Fund (NHF), we’re helping Utah families and individuals overcome financial barriers and step confidently onto the property ladder.

National Down Payment Program Details

Grant or assistance options:

✓  3.5% of the purchase price or appraised value.

      • 10-year forgivable grant (repayment events may apply).
      • No monthly payments required.

✓  2% of purchase price or appraised value.

      • 10-year repayable loan.
      • Monthly payments are required.

✓  Funds are reserved through NHF.

Eligibility Requirements:

  • No first time home buyer requirement (any qualified buyer is eligible).
  • Primary residence only.
  • Non-occupant co-signers are allowed.
  • Minimum credit score 600.
  • Must qualify for FHA financing.
  • 2/1 buydown is allowed.
  • Condo, Townhome, Single Family Home, Duplex are allowed.

Don’t wait to unlock your future—check your program eligibility now.

Apply for the National Down Payment Assistance Program, click on the Program Application link:

Request National Down Payment Assistance Information:

Fill out the form below or call us at (801) 871-8101 for immediate assistance.

  • This field is for validation purposes and should be left unchanged.

Learn more about Utah Home Grants in this Video:

No Utah Home Grants available in your area?

Try Utah Housing Loan Program for help with down payment & closing costs. Find out today if you qualify for one of these programs. There is NO COST to apply.